Real estate appraisal services for homeowners in the city of Lyman and York County
The top 7 reasons Maine homeowners hire Confidential Appraisal Services, LLC:
At Confidential Appraisal Services, LLC, we understand the particular needs of a homeowner in need of appraisal services. Our typical business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Confidential Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
Challenge property tax assessmentsIf you live in a local area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Confidential Appraisal Services, LLC is your chief weapon when contesting your property tax assessment.
Need to remove PMI?An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping people just like you do away with unnecessary PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be difficult from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Confidential Appraisal Services, LLC can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? An appraiser from Confidential Appraisal Services, LLC can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.